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  • Life Protection

    Life Protection

    Rain or shine, life protection ensures your loved ones are well taken care off, helping you to forge ahead without any worries.

    • Wisdom Term

      A plan for every stage in your life

  • Health Care Protection

    Health Care Protection

    Health is your greatest asset, yet unexpected medical expenses can eat into your savings. With medical protection, you can shield yourself against various medical expenses and focus on your recovery.

    • Cancer Care Essence

      Stand by you through difficult times

    • AIA Voluntary Health Insurance Standard Scheme

      Plan your family’s healthy future

    • AIA Voluntary Health Insurance Flexi Scheme

      Lifetime protection for those who matter most

    • AIA Voluntary Health Insurance Prime Scheme

      Superb protection that supports you through life's hardships

    • AIA Voluntary Health Insurance Privilege Plus Scheme

      Privilege Protection To Keep You At Your Best

    • Simple Care Essence

      Spread a wide safety net for a secure future

  • Accident & Other Protections

    Accident & Other Protections

    Accident protection protects you against the unexpected and provides cash pay-out to support your family through those difficult moments.

    • Here For You Refundable Accident Plus

      Accident protection to carry you through the unexpected

    • Super Adults Shield

      Protect every member of your family

    • Runner Guard

      Always give your best race and trust our support

    • Xtra Protect

      Smart preparation for extra peace of mind

    • Secure First

      Protect every member of your family

  • Savings

    Savings

    Whether you are saving for your child's education, building your wealth for retirement, or realising a life goal, it's essential to have the means to reach your financial goals. Savings insurance could help you build up your savings and secure a future to look forward to.

    • Simply Love Encore 5

      Enjoy certainty and ease in your planning

  • General Insurance

    General Insurance

    General insurance provides essential protection for your home, domestic worker, and valuables - even your golfing habit, giving you the peace of mind to savour the finer things in life.

    • Domestic Worker Protector

      Provide your helper with additional protections so that they can take care of your family without worries

    • Executive Golfer

      Perfect your golf experience with up to HK$10 million protection and No Claim Discount

    • Home Insurance

      Be at ease with an all-round protection for your household contents, personal belongings and liability

    • Runner Guard

      Always give your best race and trust our support

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  • Benefit Term

    Annual

    Why do you need this plan?

    • Provides a comprehensive home protection for you and your family

      Provides a comprehensive home protection for you and your family

    • Premium remains fixed, regardless of the gross floor area of the residence

      Premium remains fixed, regardless of the gross floor area of the residence

    • Target Customer: Households and Tenants

      Target Customer: Households and Tenants

    • Product Brochure Product Brochure
    • Policy Provisions Policy Provisions

    Benefits and premium

    ()
    ()
    Yearly Premium

    What does it provide?

    • Comprehensive Personal Liability
      Comprehensive Personal Liability

      To protect you and your Family Members** against personal legal liability in respect of accidental bodily injury to a third party and property damage due to your negligence. This includes compensation to third party and your legal defence expenses. This section also covers your legal liability arising from your pets or domestic helper during the course of his / her employment (World-wide Cover [exclude USA & Canada] and subject to Hong Kong Jurisdiction).

    • Household Contents “All Risks”*
      Household Contents “All Risks”*

      To cover your household goods, furnishing, furniture and electric appliances. The indemnity is on a “New for Old” basis, which means that depreciation will not be deducted from the amount of settlement.

       

      On the first anniversary through the fifth, the total sum insured of HK$500,000, under Sec (2) – the Home Content, will be increased by HK$50,000 annually up to a maximum of HK$750,000.

       

      See Household Contents “All Risks” table
      All Risks
    • Personal Effects and Valuable
      Personal Effects and Valuable

      To cover you against accidental loss or damage of your personal effects and valuables such as clothing, gold ware, jewelry, watches, furs, cameras etc on a 24 hours world-wide basis

    • 24 Hours Household Emergency Referral Assistance
      24 Hours Household Emergency Referral Assistance

      • locksmith assistance
      • plumbing assistance
      • electrical / air-conditioning engineering assistance, and etc.

    • Excess
      Excess

      At the date and time of accident, the Building is:

      See EXCESS table
      Excess Table

    ** Your Family Members means your spouse and any unmarried dependent children and parents permanently living with you.

    Key Exclusions

    Key Exclusions
    - COLLAPSE + EXPAND
    • Professional / Employer’s Liability
    • The use / ownership of vehicles, boats, watercraft and aircraft
    • Water seepage or water leakage (Except Section 1)
    • Eyeglasses, contact lens, mobile phones, pagers, note-book computers, PDA, food and beverages
    • Natural wear and tear or depreciation
    • Mechanical / electrical breakdown and its maintenance
    • Any loss or damage happened before the policy is effective
    • Mis-use or use contrary to manufacturer’s instruction
    • Insured location unoccupied for more than 30 days
    • Brittle item such as glass, window glass and chinaware
    • Consequential loss
    • The policy coverage is temporarily suspended when the insured location is during decoration period

    Notes

    Notes
    - COLLAPSE + EXPAND
    • The general insurances available in this website are underwritten by AIA Company Limited as the insurer.
    • Coverage of this insurance plan is only applicable to the multi-storey residential building of less than or equal to 40 years old and on the 1st level or above. For Village / Town House, please refer to our company for consideration.
    • 30 days’ notice should be given in case of cancellation of policy. 
    • Change of Risk Location or other details, please notify our company for consideration as soon as possible.
    • The cancellation fee of this policy is HK$400.

     

    This website is for reference only. Please refer to the Policy contract for the definitions of capitalised terms, and the exact and complete terms and conditions of coverage. 

    CONTACT AIA
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).


    HONG KONG

    (852) 2232-8888

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri 8:45am - 6:00pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    CONTACT AIA

    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).


    Hong Kong

    T: (852)  2232-8888

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong
     
    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong
     
    Mon-Fri 8:45am - 6:00pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

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