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  • Benefit Term

    Annual

    Issue age

    Age 18 - 60

    Why do you need this plan?

    • Provides protection for compensation arising from work-related casualties of your domestic worker under the labour law, and protection against any related legal liability

      Provides protection for compensation arising from work-related casualties of your domestic worker under the labour law, and protection against any related legal liability

    • Employees' Compensation is up to HK$100,000,000

      Employees' Compensation is up to HK$100,000,000

    • Provide coverage to full time or part time domestic worker

      Provide coverage to full time or part time domestic worker

    • Product Brochure Product Brochure
    • Policy Provisions Policy Provisions

    Benefits and premium

    * "Extra Care” and “Super Care” plans are only available for domestic workers recruited from outside Hong Kong under an Employment Contract.

    ()
    ()
    Yearly Premium

    What does it provide?

    • Employees' Compensation
      Employees' Compensation

      Protects you as the employer against liabilities under Employees' Compensation Ordinance when the Domestic Worker sustains bodily injury by accident or disease arising out of and in the course of employment.

    • 24-Hour Accident Insurance
      24-Hour Accident Insurance

      Protects the Domestic Worker against accidental injury and death both during and not during his / her course of duties for:

      a. Accidental Death & Dismemberment
      b. Emergency Medical & Dental Expenses

    • Hospitalisation & Surgical Expenses
      Hospitalisation & Surgical Expenses

      Protects the employer against his / her contractual liability for the Hospitalisation & Surgical charges incurred if the Domestic Worker is confined to any licensed hospital in Hong Kong on the recommendation of a registered medical practitioner.

      a. Daily Hospital Income (Max. 40 days)
      b. Surgical 

    • Repatriation Expenses
      Repatriation Expenses

      Protects the employer against his / her contractual liability to repatriate the Domestic Worker back to his / her country of origin in the event of death or certified medical unfitness for continual employment.

      a. Upon medical unfitness

      b. On the remains upon death

    • Personal Effects
      Personal Effects

      Protects loss of or damage to covered personal properties of the Domestic Worker at the place of employers' residence.

    • Fidelity Coverage
      Fidelity Coverage

      Protects the employer against the financial loss arising from a dishonest act committed by the Domestic Worker. 

    • Clinical Expenses
      Clinical Expenses

      Protects the employer against his / her contractual liability for the Clinical Expenses incurred if the Domestic Worker visits any registered medical practitioner in Hong Kong in the event of sickness or accidental injury.

      Max. HK$150 per visit per day

    • Dental Expenses
      Dental Expenses

      Protects the employer against his / her contractual liability for the Dental Expenses incurred if the Domestic Worker visits any legally qualified and registered dentist in Hong Kong. Covers oral surgery, treatment of abscesses, X-rays, extractions or fillings as a result of dental disease. Reimburses two-thirds of dental expenses incurred by the insured Domestic Worker.

    • Domestic Worker Liability
      Domestic Worker Liability

      Protects the Insured and / or Domestic Worker against legal liability in respect of (a) accidental bodily injury or (b) accidental damage to property of third party, occurring due to the negligence of the Domestic Worker while in the course of and arising out of his / her employment with the Insured, within the territory of Hong Kong during the Period of Insurance.

       

      a. Accidental bodily injury
      b. Accidental damage to property

    • Replacement Expenses
      Replacement Expenses

      Protects the employer against financial loss of replacing the Domestic Worker in the event the Domestic Worker is certified by a registered medical practitioner as being medically unfit to complete the term of employment with the Insured.

    • Temporary Worker Subsidy
      Temporary Worker Subsidy

      Protects the employer against financial loss of employing a temporary worker, in the event the Domestic Worker is hospitalised for more than one day.

       

      HK$250 per day, max. 30 days per year

    Key Exclusions

    Key Exclusions
    - COLLAPSE + EXPAND

    Cancer and heart disease, all injuries or sickness arising out of the pre-existing conditions will be excluded under Section 2, 3, 4 & 7. Cancer and heart disease exclusion under Section 3 & 4 will be deleted if (Cancer & Heart Disease Endorsement) is adopted.


    Term & conditions

    Term & conditions
    - COLLAPSE + EXPAND
    • The general insurances available in this website are underwritten by AIA Company Limited as the insurer.
    • Waiting period for Section 3, 7 & 8: The first 14 days from inception of the Policy. 
    • Deductibles for Section 3b, 5 & 6: HK$200 per claim. 
    • Age Limit: 18 - 60 (Above 60, subject to approval and loading). 
    • Extra Care and Super Care will only be available for domestic workers recruited from outside Hong Kong under an Employment Contract.

     

    This website is for reference only. Please refer to the Policy contract for the definitions of capitalised terms, and the exact and complete terms and conditions of coverage.

    CONTACT AIA
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).


    HONG KONG

    (852) 2232-8888

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri 8:45am - 6:00pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    CONTACT AIA

    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).


    Hong Kong

    T: (852)  2232-8888

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong
     
    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong
     
    Mon-Fri 8:45am - 6:00pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

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