Accidental Total and Permanent Disability Benefit
We will pay a lump sum cash benefit in the unfortunate event that the insured, who is the person protected under the policy, suffers an accident resulting in any of the following:
- total and permanent disability on or before the age of 65;
- loss of two limbs, irrecoverable loss of sight of both eyes, or loss of one limb and loss of sight of one eye; or
- inability to perform activities of daily living for at least 6 months.
The policy will be terminated once we pay the Accidental Total and Permanent Disability Benefit.